Privacy Policy I Terms & Conditions

Privacy Policy Effective Date: 03/18/2025

Last Updated: 03/18/2025

[email protected] ("Company," "we," "us," or "our") respects your privacy and is committed to protecting it through this Privacy Policy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you visit our website and use our services.

1. Information We Collect

We collect the following types of personal information when you engage with our services:

Name

Phone Number

Email Address

Mailing Address

2. How We Use Your Information

We use the information collected for the following purposes:

To provide mortgage loan services and process loan applications.

To communicate with you regarding loan options, pre-approval status, and related servicesTo send transactional and marketing SMS messages (up to 14 messages in the first month and 2-4 messages every 30 days thereafter)

To comply with legal and regulatory requirements

3. Information Sharing Policy

We do not share, sell, or disclose your personal information with any third parties, affiliates, or external organizations. The only exception is when required by law or regulatory authorities.

4. SMS & Email Communication Consent

By providing your phone number, you consent to receive automated SMS messages from . These messages include transactional and promotional updates. Message and data rates may apply. Message frequency: Up to 14 messages in the first month and 2-4 messages per month thereafter. You may opt out at any time by replying STOP or OUT to any message.

5. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no online transmission or storage system is completely secure.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

8. Contact Information

If you have any questions about this Privacy Policy, please contact us at:

Email: [email protected]

Website: https://tjbmortgages.com/

Phone: 443-267-5102

Terms & Conditions Effective Date: 03/18/2025

Last Updated: 03/18/2025

1. Introduction

These Terms & Conditions ("Terms") govern your use of the services provided by Primary Residential Mortgage, Inc.. By accessing our website and services, you agree to be bound by these Terms.

2. Services Provided

Primary Residential Mortgage, Inc. offers mortgage loan services, including pre-approvals, consultations, and homebuyer education. Our services are available to individuals who meet eligibility requirements.

3. User Responsibilities

By using our services, you agree to:

Provide accurate and truthful information.

Not use our services for fraudulent activities.

Comply with all applicable laws and regulations

4. SMS & Email Communication Consent

By providing your phone number, you agree to receive automated SMS messages from Primary Residential Mortgage, Inc. including transactional and promotional messages. Message frequency: Up to 14 messages in the first month and 2-4 messages per month thereafter. Message and data rates may apply. Reply STOP or OUT to unsubscribe.

5. Limitation of Liability

Primary Residential Mortgage, Inc. is not responsible for:

Loan approval or denial by lenders

Any inaccuracies in third-party reports (e.g., credit reports)

Any damages resulting from your use of our services

6. Governing Law

These Terms shall be governed by the laws of the State of . Any disputes shall be resolved in courts located in Maryland.

7. Modifications to Terms

We reserve the right to update these Terms at any time. Any changes will be posted on this page.

8. Contact Information

For any questions regarding these Terms, please contact us at:

Email: [email protected]

Website: https://tjbmortgages.com/

Phone: 443-267-5102

Website:

https://tjbmortgages.com/

By using our services, you acknowledge that you have read and agree to these Terms & Conditions.